Check Before
You Submit

See what lenders check first — before you apply. Find what could slow or block your approval in minutes, not weeks.

Readiness insights only. Not credit repair. No guarantees or removals.

How It Works

FederalClear is a readiness awareness platform. We provide insights to help you understand potential risk factors. We do not repair credit.

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Run a Readiness Scan

One-time $39 snapshot provides decision-impacting factors and readiness status indicators.

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Review Your Indicators

Understand potential risk factors that may affect approvals or financial decisions.

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Enable Continuity Support If Needed

Optional $29/month Guard service alerts you to meaningful changes over time.

What We Do NOT Do

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No Credit Repair

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No Disputes

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No Removals

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No Guarantees

What We Do

Readiness insights and awareness support.

Readiness status indicators

Risk awareness factors

Decision-impacting insights

Ongoing readiness tracking (Guard™)

Change alerts

Manual review requests

Educational resources

Monthly updates

Your Security. Protected.

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Secured by Stripe

Secure payment processing.

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256-Bit SSL Encryption

Your data is never shared.

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Instant Delivery

Start in seconds.

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FCRA Compliant

100% Legal & Ethical.

The Math is Clear.

Feature	FederalClear	Monthly Subscriptions
One-Time Payment	$39 scan	$100+/month
Monthly Fees	$0	$100-300
Annual Cost	$39 (Lifetime)	$1,200-$3,600
Data Privacy	Your Data Stays Local	Shared with Partners
FCRA Letter Templates	✓	✓
AI-Powered Analysis	✓	Limited

Start with Readiness Scan – $39

Specialized Service Areas

FederalClear provides readiness support nationwide. Select your city for local resources.

Check BeforeYou Submit